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Dividend Rates

As of January 22, 2015

 Account APR (Annual Percentaqe Rate) APY (Annual Percentage Yield)*
Regular Savings Accounts   
$0.01 to $9,999.99 0.15% 0.15%
$10,000.00 and over 0.25% 0.25%
IRA Accounts
All IRA Accounts 0.499% 0.50%
Christmas Club Accounts
All Christmas Club Accounts 0.25% 0.25%
Monthly Dividend Accounts
$20,000.00 Min. Balance 0.25% 0.25%
Share Draft Accounts
 Avg. Daily Balance of $400.00 0.20% 0.20% 

 

Share Certificates

 Type of Certificate Term** Minimum Deposit Annual Percentage Yield*
6-Month Certificate 
Fixed rate for the term of the Certificate, Certificate does not automatically renew.
6 Months $1,000 0.40%
One Year Certificate
Fixed rate, monthly dividends, Dividends do not compound, may receive monthly dividend check or have dividend posted to savings or checking, Does not automatically renew
356 Days $2,500 0.60%
24 Month Certificate
Fixed rate, monthly dividends, Dividends do not compound, may receive monthly dividend check or have dividend posted to savings or checking, Does not automatically renew
730 Days $2,500 0.95%

 *Fees or other conditions could reduce earnings on the account.

**A penalty may be imposed for early withdrawal.

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