As of March 2010
|
| Account |
APR
(annual percentage rate)
|
APY
(annual percentage yield)
|
|
|
|
| $0.01 to $9,000.00 |
0.25%
|
0.25%
|
| $10,000.00 and over |
0.40%
|
0.40%
|
|
|
|
| All IRA Accounts |
1.738%
|
1.75%
|
|
|
|
| All Christmas Club Accounts |
0.40%
|
0.40%
|
|
| Monthly Dividend Accounts |
|
| $20,000.00
Min. Balance |
0.995%
|
1.00%
|
|
|
|
| Avg. Daily Balance of $400.00 |
0.40%
|
1.00%
|
|
|
|
| Type
of Certificate
|
Term |
Minimum
Deposit |
Annual Percentage
Yield |
6-Month |
6 Months |
$1,000.00 |
1.25%
|
| One
Year with Monthly Dividends Checks or Quarterly Compounded Dividends
|
365 days |
$2,500.00 |
1.491% (Monthly checks) 1.50% (Compounded Quarterly) |
| Two
Year with Monthly Dividends Checks or Quarterly Compounded Dividends
|
730 days |
$2,500.00 |
2.231% (Monthly checks) 2.25% (Compounded Quarterly) |
|