dividend rate graphic

As of October 1, 2012


Account
APR
(annual percentage rate)
APY
(annual percentage yield)
Regular Savings Accounts
$0.01 to $9,999.99
0.15%
0.15%
$10,000.00 and over
0.25%
0.25%
IRA Accounts
All IRA Accounts
0.499%
0.50%
Christmas Club Accounts
All Christmas Club Accounts
0.25%
0.25%
Monthly Dividend Accounts
$20,000.00 Min. Balance
0.25%
0.25%
Share Draft Accounts
Avg. Daily Balance of $400.00
0.15%
0.15%
Share Certificates
Type of Certificate
Term Minimum Deposit Annual Percentage
Yield

6-Month Certificate Fixed rate for the term of the Certificate,
Certificate does not automatically renew

6 Months
$1,000.00
Please check with member service for current rates.

One Year Certificate
Fixed rate, monthly dividends, Dividends do not compound, may receive monthly dividend check or have dividend posted to savings or checking, Does not automatically renew

365 days
$2,500.00
Same as above
24 Month Certificate
Fixed rate, monthly dividends, Dividends do not compound, may receive monthly dividend check or have dividend posted to savings or checking, Does not automatically renew
730 days $2,500.00 Same as above