loan graphic

As of February 2010

Loan Type
Term
APR*
 
Secured Loans
New to 2004
Cars or Trucks
Up to 84 Months
4.50% – 14.75%

Secured Loans
New to 2004
Model Boats, RVs, Motor- Cycles, Campers
Up to 84 Months
6.00% – 15.00%

 

All other
Secured Loans

Older than 2004
Up to 84 Months 8.00% – 15.00%

Share Pledged
Up to 60 months
6.50%

  60 to 72 months
7.25%

  73 to 144 months
7.50%

Unsecured Loans
Up to 48 months
8.00% - 15.00%

Certificate Loans
3.00% above
certificate rate
Real Estate
Up to $100,000
up to 180 months
6.75% – 10.75%

$100,001 to $125,000
181 to 240 months
7.25% – 10.75%

$125,001 to $150,000
241 to 360 months
7.75% – 11.75%
*APR = Annual Percentage Rate

We do not discriminate on the basis of color, religion, national origin, sex, marital status, receipt of public assistance, or age (provided the applicant is old enough and otherwise has the legal authority to enter into a binding contract), and good faith exercise of rights under the consumer protection act.

***Favorable credit rating and the ability to repay.***