A Share Savings Account at your credit union usually pays higher dividends than most other financial institutions. Although you can deposit as much as you like in your savings account, new members can open an account with as little as $5. Access to your money is a priority at Alcoa Community Federal Credit Union. Members can deposit or withdraw money from a savings account in a variety of ways, including payroll deduction (depends on your employer), direct deposit, by mail, by telephone, by ATM...or in person. Review Share Savings Account Rates