ACFCU’s checking accounts are designed to meet the many needs of our members. All accounts come with a VISA Debit Card, feature BaZing benefits, earn monthly dividends, and are accessible through our Online Banking site and our mobile app.
ACFCU’s Premier checking account is truly top notch! In addition to paying dividends on a monthly basis, our Premier account includes BaZing benefits, including identity theft protection, mobile phone insurance, roadside assistance, and great shopping discounts. Premier Checking can be free! Ask your ACFCU representative how you can have your monthly fee waived.
Our Senior Checking account is designed with the needs of our active senior members. If you are 65 or older, then this could be the account for you. Senior Checking can be free! Ask us how you can have your monthly fee waived.
Do you love technology? Then this is the account for you. Our E-Savvy account offers the same level of access as our Premier and Senior accounts without the paper (i.e., no checks and electronic statements). Best of all, E-Savvy Checking can be free – ask us how!
All ACFCU checking accounts come with the benefits of BaZing! These include:
Mobile phone protection
Identity theft protection
Daily discounts and deals
And much more
Here are the advantages of each ACFCU Checking Account!
|Includes all the bells and whistles of a 21st century account and unlimited check writing. Plus, this account pays interest on YOUR money!||Includes unlimited check writing, free ACFCU logo checks, plus earn interest on YOUR money! If you're over 65, this may be the right account for you!||Includes all the bells and whistles, account access 24/7/365, plus earn interest on YOUR money! If you use your debit card more than you write checks, this may be the right account for you!|
|ACCOUNT NAME||PREMIER CHECKING||SENIOR CHECKING||E-SAVVY CHECKING|
|Checking Accounts are able to meet requirements to waive monthly/cycle fees down to $0 or FREE.|
|CHECK WRITING||Unlimited||Unlimited||Up to 5 Per Month/Cycle**|
|CHECKFREE ONLINE BILLPAY||Free||Free||Free|
|REMOTE DEPOSIT CAPTURE||Free||Free||Free|
|CHECK ORDERING||1st Box Free||Free (ACFCU Logo Checks)||Member Expense|
|COURTESY PAY PRIVILEGE||Yes||Yes||Yes|
|Buy Down/Waive Fees||Buy Down/Waive Fees||Buy Down/Waive Fees|
|DIRECT DEPOSIT||- $2.00||- $2.00||- $2.00|
|20 DEBIT CARD SWIPES PER MONTH/CYCLE||- $2.00||- $2.00||- $2.00|
|E-STATEMENTS||- $1.95||- $1.95||N/A***|
*Checking Accounts are able to meet requirements to waive monthly/cycle fees down to $0 or FREE.
**$2.00 monthly fee will be assessed if more than MAXIMUM checks are processed during a given month/cycle.
*** eStatements required. $2.00 fee will incur unless signed up for eStatements within 2 statement cycles.
VISA Debit Card
An Alcoa Community Federal Credit Union VISA Debit Card allows you to pay for purchases at merchants displaying the VISA logo. This pay-as-you-go option also helps you avoid fees and reduces the need to carry cash or a checkbook.
Plus, your VISA Debit Card also can be used as an ATM Card, providing ready access to your cash anywhere in the nation, 24 hours a day, seven days a week, wherever you see the Cirrus or Pulse symbols.
To report lost or stolen debit cards after hours, please call 1.800.405.7068.
Even More Convenience!
Alcoa Community Federal Credit Union ATM Locations:
Benton: Alcoa Community Federal Credit Union, 1125 Military Road
Benton: Murphy USA gas station, next to Walmart, 17305 Interstate 30
Bryant: Murphy USA gas station, next to Walmart, 403 Bryant Ave
Convenience at the click of a mouse.
Sign up for our Free Online Banking and manage your accounts at our Virtual Branch without ever leaving the comfort of your home. ACFCU provides a safe and secure online environment for all of your financial needs, and it’s available 24 hours a day, 7 days a week.
View account history
Check account balances
See if checks have cleared
View check copies
Stop payment on a check
View online statements
Online Banking Instructions
Log-On ID: Member Number
Security Code: Last four of SSN
After signing into Online Banking
Click on Self Service tab at top
Choose E-Statements on right side
Accept “Terms and Conditions”
Free Online Bill Pay
Paying your bills online is faster and easier than you could ever imagine — and it’s free! Think of all the time and money you’ll save on buying stamps and stuffing envelopes. With ACFCU online bill pay, you can:
Schedule regular payments
View payment history
View, edit or delete scheduled payments