Do you need a little extra cash for the holidays? Then this deal is for YOU! From November through January, is our Annual Skip-A-Payment Program!

For just $50, you can skip one qualifying payment on your eligible loan(s) and free up extra cash for holiday shopping, travel, family gatherings, or whatever the season brings.*

Deadlines for Skip-a-Payment:

  • Skip November 2026: 10/31/2026

  • Skip December 2026: 11/30/2026

  • Skip January 2027: 12/31/2026

Request your Skip A Pay form by emailing skippay@alcoacfcu.org.

If you have any questions about our Skip-a-Payment program, give us a call at (501) 315-5626.

*If your current Auto Loan payment is made through ACFCU Bill Pay or Bill Pay at any other financial institution, you will need to manually stop your payment for the month you choose to skip. ACFCU can not stop Bill Pay payments of any kind. If you have questions regarding this, please do not hesitate to reach out to us at (501) 315-5626.

*Interest will continue to accrue during the deferral period. Loans must be current and have no extensions during the previous 12 months. Real estate, HELOCs, holiday, vacation, and payday alternative loans are not eligible for this program.